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BAJA INTELLIGENCE · LIVE COMPARISON
What would your life cost in Los Cabos?
Compare a monthly Los Cabos planning budget with seven U.S. metros. Adjust housing, groceries, healthcare, school, restaurants and every other line in real time.DIRECT ANSWER
A useful comparison begins with the same household and the same lifestyle on both sides. This calculator starts with public 2026 benchmarks, then lets you replace every figure with your own rent, insurance, tuition and daily-life quotes.
01 · BUILD YOUR SCENARIO
The same life, seen from two places.
MODELED DIFFERENCE$4,904
55% lower in the Los Cabos scenario
02 · MAKE IT YOURS
Edit any figure. The result changes instantly.
Starting amounts are references, not a spending promise. Replace healthcare, tuition and housing with quotes for your exact situation.
Housing + utilities
Rent and basic utilities
Groceries
Food prepared at home
Private healthcare
Replace with insurance quote
Transportation
Car, fuel or transit
Internet + mobile
Monthly connectivity
School / childcare
Based on household
Dining out
4 dinners for two monthly
Everyday life
Necessities and civic life
03 · READ THE SCENARIO
Los Cabos creates room to reallocate your budget.
A projection of the monthly scenario—not guaranteed savings.
Replace it with a real quote first to improve the comparison.
04 · HOW TO READ IT
A clear benchmark. Always replaceable.
United States
Basic expenses start with MIT Living Wage Institute data for seven metro areas and four household types. Annual typical expenses are shown monthly; taxes are excluded.
MIT Living Wage · 2026 ↗Los Cabos
The starting scenario combines one-person and family-of-four Cabo San Lucas references. Intermediate households are an editorial approximation, so every amount is editable.
LivingCost · 21 JUN 2026 ↗School, consultation and dining
Reference values are checked against published school, consultation and dining prices. Numbeo is crowdsourced: Cabo reports 88 entries from 9 contributors, so it cannot replace a quote.
Numbeo · 4 MAY 2026 ↗Exchange rate
The tool starts at 17.50 MXN per USD only to make comparison easier. You can edit it. Check Banco de México's FIX and your bank or card's actual rate.
Banco de México · FIX ↗Updated August 3, 2026. Informational planning tool; it does not replace current quotes or immigration, medical, education, tax or financial advice. Results do not represent guaranteed savings.
FREQUENTLY ASKED
Before using the difference to decide.
Is this a live market quote?
No. The result recalculates live in your browser, while the starting figures come from dated public benchmarks. Edit them with current quotes before making a decision.
Why can I change every number?
Because cost of living depends on the exact home, insurance, school, mobility and habits you choose. Editable inputs are more useful than a single city index.
Does healthcare include hospital insurance?
The Los Cabos starter is only a planning allowance based on private consultation pricing. It is not medical insurance. Replace it with a quote for your age, coverage and hospital network.
Can I compare in pesos?
Yes. Select MXN and update the exchange-rate field. The initial rate is a reference, not a guaranteed bank or card rate.
KEEP EXPLORING
From budget to daily life.
YOUR REAL SCENARIO